Fees and Payments

Frieda Malter is a professional adviser who receives payment for the advice and services provided.

Your adviser will receive payment either by collecting a fee for service, receiving commissions, or a combination of both.

Fee for service – Fees are charged according to the work undertaken by your adviser and may be charged on an hourly basis or as a flat fee. A fee may be charged for the initial work in developing and implementing a strategy, as well as for ongoing monitoring and reviews. Under a fee for service agreement, initial and ongoing commissions will generally be rebated back to you.

Commission – Your adviser may be remunerated for the personal insurance services they provide by receiving commission. Commission rates vary greatly between products and providers. Commissions are not an additional charge to you, they are paid by the product provider from the fees paid on your investment, or from the premium you pay for your insurance.

Our fees and charges vary according to the scope and complexity of the advice required. The scope of the work and the fees charged for services are agreed with clients prior to commencing work.

  • As a guide Frieda’s advice fees are $308 per hour including GST.
  • Where the time taken for a specific job is known or can be estimated, a fixed fee may be provided including GST.

The Statement of Advice provided to you by your adviser will clearly set out all fees, charges and commissions payable.